Customers conduct transactions at an HDBank branch in HCM City. Photo courtesy of HDBank. One of the key factors driving growth is the lender’s focus on maintaining profitability ratios such as ROA and ROE. In 2024 the bank remains on track for high growth while continuing to improve its comprehensive environmental, social, and governance (ESG) strategy. The bank is projecting total assets to exceed VND700 trillion (US$27.6 billion) this year, up 16% from 2023. Total deposits are expected to reach VND624 trillion (US$24.6 billion), up 16%. Loans outstanding are projected to exceed VND438 trillion (US$17.28 billion) in line with the credit growth quota allocated by the central bank. This year the bank plans to increase its charter capital by 5% to VND29.1 trillion ($1.15 billion) by issuing shares. In 2023, it managed to ensure a low bad debts ratio of 1.5% and achieve a capital adequacy ratio (CAR) of 12.6%, among the highest in the industry. The annual general meeting al...
The Vietnam National Opera and Ballet (VNOB) is excited to present a captivating performance of the renowned ballet “Giselle” in Hanoi next month. Recognized as one of the top 10 most famous ballets globally, this extraordinary production promises to enchant audiences with its mesmerizing artistry and exceptional talent. The ballet Giselle will be performed at the Hanoi Opera House on August 2 and 3 at 8 pm. Photo: VNOB Giselle is widely regarded as an exceptional ballet piece crafted by the renowned French dramatist and novelist Theophile Gautier and playwright Jules-Henri Vernoy de Saint-Georges, with music composed by Adolphe Adam. Its inaugural performance took place in France in 1841. The ballet performance embodies the profound message of love and forgiveness, showcasing their transformative power to overcome the deep-seated resentments and animosities within humanity. The Unique Structure of Giselle Ballet One of the most fascinating aspects of Giselle ballet ...
Borrow money to rescue cats and dogs When talking about the cats and dogs that she is taking care of, Ngoc Hanh (nicknamed Na) always affectionately calls them her “little children.” Most of these cats and dogs wander or are abused and abandoned by their owners and when they reach Na, they are in a very sick or even near-death state. Therefore, she has to spend a large amount of money every month to take care of them and treat them. Photo: phunuvietnam.vn One of the pets that Na has just saved is MiNa, last month the medicine for MiNa was more than USD 83, the total veterinary bill was more than USD 209. She confided: “Their medicine is very expensive, even more expensive mine. People often laugh at me because my salary is low but I rescue dogs but I eat less and shop less. Also, I’m lucky to meet a caring vet who supports a small part of my veterinary bill every month and help me save many “children”. To cover the rest, I go to work to earn money and borrow some more t...
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